Privacy Policy

Privacy Policy & Earnings Disclaimer

Updated: September 30, 2025

Spartan Benefits LLC (“Company,” “We,” “Our,” or “Us”), values your privacy and is committed to protecting the personal information of our customers, subscribers, and website visitors. This Privacy Policy explains what information we collect, how we use it, and the rights you have regarding your data.

By accessing or using our websites, mobile resources, or services (collectively, “Services”), you agree to this Privacy Policy and our Terms of Use.

1. Information We Collect

We may collect the following types of information:

• Personal Identifiers: Name, address, email, phone number, date of birth, or government-issued identification.

• Financial Information: Credit card details, billing information, or credit-related data necessary to provide services.

• Technical Information: Device type, IP address, browser type, operating system, and cookies.

• Voluntary Submissions: Information you provide when signing up, contacting support, registering for events, or completing forms.

• Usage Data: Pages visited, time spent, links clicked, and interactions with our resources.
  

2. How We Use Your Information

We use your information to:

• Provide and manage the Services.

• Communicate with you regarding your account, membership, or inquiries.

• Send promotional or informational updates. For SMS/MMS communications, you may opt out at any time by replying STOP. Reply HELP for help. Message and data rates may apply.

• Improve our products, services, and user experience.

• Comply with legal obligations and prevent fraud.

We do not sell your personal information to third-party data brokers.

3. Sharing of Information

We may share information with:

• Affiliates & Partners: Within Spartan Benefits LLC for legitimate business purposes.

• Vendors & Service Providers: Payment processors, marketing platforms, or IT service providers (only to the extent necessary).

• Legal Authorities: If required by law, subpoena, or to protect our rights.

• Business Transfers: In the event of a merger, acquisition, or sale of assets.
  

4. Your Rights & Choices

Depending on your jurisdiction, you may have rights under laws such as CCPA (California) or GDPR (European Union), including:

• Accessing the personal data we hold about you.

• Requesting correction or deletion of your information.

• Opting out of marketing communications (including SMS/MMS by replying STOP).

• Restricting or objecting to certain data processing activities.

You may exercise your rights by contacting us at the email provided below.

5. Children’s Privacy

Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected data from an individual under 18, we will delete it promptly.

6. Data Security

We maintain reasonable technical, administrative, and physical safeguards designed to protect personal information against loss, misuse, or unauthorized access. However, no method of data transmission or storage can be guaranteed 100% secure.

7. Earnings Disclaimer

Spartan Benefits LLC provides tools, resources, and educational content to help customers improve credit knowledge and financial literacy. We do not guarantee specific results such as credit score increases, loan approvals, or income improvements.

Your success depends on many factors outside our control, including your personal financial situation, credit history, and how you apply the information provided. Past results do not guarantee future outcomes.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted with a revised “Updated” date. Continued use of our Services after updates constitutes acceptance of the revised policy.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Spartan Benefits LLC
Attn: Legal & Compliance Department
📧 [email protected]
📍 3200 Wilcrest Dr, Houston, TX 77042
📞 (832) 583-2872