Terms and Condition

Terms and Conditions

Last updated: September 30, 2025

Please read these Terms and Conditions carefully before using our services.

Interpretation and Definitions

Interpretation

The words with initial capital letters have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For the purposes of these Terms and Conditions:

• Affiliate means an entity that controls, is controlled by, or is under common control with a party. "Control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.

• Country refers to: United States.

• Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Spartan Benefits LLC, 3200 Wilcrest Dr, Houston, TX 77042.

• Device means any device that can access the Service such as a computer, cellphone, or digital tablet.

• Service refers to the website and related services.

• Terms and Conditions (also referred to as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

• Third-party Social Media Service means any services or content (including data, information, products, or services) provided by a third-party that may be displayed, included, or made available by the Service.

• Website refers to Spartan Benefits LLC, accessible from https://spartanbenefitsllc.com/.

• You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
  

Acknowledgment

These Terms and Conditions govern the use of this Service and the agreement that operates between You and the Company. They set out the rights and obligations of all users regarding the use of the Service.

By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms, You may not access the Service.

You represent that you are at least 18 years old. The Company does not permit anyone under 18 to use the Service.

Your use of the Service is also conditioned on Your acceptance of and compliance with Our Privacy Policy, which describes how We collect, use, and disclose Your personal information.

SMS/MMS Messaging Terms (A2P Compliance)

By providing your phone number and opting in, you agree to receive SMS or MMS messages from
Spartan Benefits LLC, which may include account alerts, service updates, and promotional messages.

• Message Frequency: Message frequency may vary, but you will not receive more than 10 messages per month unless directly related to ongoing account activity.

• Opt-Out: You may opt out at any time by replying STOP to any message. After opting out, you will no longer receive SMS/MMS messages, except for account-related confirmations (e.g., opt-out confirmation).

• Help: For assistance, reply HELP or contact us using the details below.

• Carrier Disclaimer: Message and data rates may apply. Mobile carriers are not liable for delayed or undelivered messages.

• Consent Not Required: Your consent to receive messages is not a condition of purchase.

Links to Other Websites

Our Service may contain links to third-party websites or services not owned or controlled by the Company. The Company is not responsible for the content, privacy policies, or practices of any third-party websites or services.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason, including if You breach these Terms and Conditions.

Upon termination, Your right to use the Service will immediately cease.

Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of the Service.

In no event shall the Company’s total liability exceed the greater of:

• The amount actually paid by You through the Service, or

• USD $100 if You have not purchased anything through the Service.
  

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You “AS IS” and “AS AVAILABLE” without warranty of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Governing Law

These Terms shall be governed by the laws of the State of Texas, United States, without regard to conflict of law principles.

Dispute Resolution

If You have any concern or dispute, You agree to first attempt to resolve it informally by contacting the Company.

Severability and Waiver

If any provision of these Terms is held to be unenforceable, the remaining provisions will remain in effect.

Failure to enforce any right or provision shall not constitute a waiver of such right or provision.

Changes to These Terms and Conditions

We may modify or replace these Terms at any time. If a revision is material, We will make reasonable efforts to provide at least 30 days’ notice before the new terms take effect.

By continuing to access or use the Service after changes become effective, You agree to be bound by the revised Terms.

Contact Us

If you have any questions about these Terms and Conditions, you may contact us:

Spartan Benefits LLC
📍 3200 Wilcrest Dr, Houston, TX 77042
📧 [email protected]
📞 (832) 583-2872